Updated for 2024/25 tax year

How much will you
actually take home?

See exactly how much you'll take home after tax, National Insurance, pension, and student loan deductions.

Enter your details

£
£
%

Enter your details and click calculate

to see your take-home pay breakdown

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What's included in the calculation

Income Tax

Current UK tax bands including personal allowance taper for high earners. Different rates for Scotland.

National Insurance

Class 1 NI at 8% on earnings between £12,570 and £50,270, then 2% above.

Pension

Deducts your chosen pension contribution from gross salary before tax is calculated.

Student Loan

Plans 1, 2, 4, 5 and postgraduate loans. Automatic threshold-based calculations.

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